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CCRC’s funders provide term financing for multi-family rental housing throughout California through a taxable mortgage pool and by committing to directly purchase tax exempt bonds.  With the blessing of their regulatory agency, these programs provide CRA eligible lending and investment test opportunities.

Through lines of credit, member banks participate through a blind loan pool in each approved loan throughout the state, allowing geographic, project and borrower diversification. CCRC’s member-bank loan committee approval process, led by a seasoned staff of professionals, has an exemplary record of performance and credit quality. CCRC’s member banks have never sustained a loss on a CCRC credit.

CCRC manages the process from loan approval through construction and conversion to permanent loans, and provides ongoing asset management, reporting, servicing and investor remittance.

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