Laura Orellana joined CCRC in 2008 and is responsible for relationship management and underwriting permanent mortgages for multifamily affordable housing developments throughout California. Laura is part of CCRC’s FHA Multifamily Accelerated Processing (MAP) lending team and she underwrites refinancing transactions for the FHA Section 223(f) multifamily mortgage insurance program.Laura collaborated with Cabrillo Economic Development Corporation as a special projects consultant, assisting in the development of community gardens and working on an update to the Housing at the Millennium: Documenting New Housing Production in Ventura County 1990-2000 report. Her research, which she presented at two workshops organized by Ventura County Housing Opportunities Made Easier, documents housing production by income category in comparison to Regional Housing Needs Assessment (RHNA) goals for 10 Ventura County cities and unincorporated Ventura County and also highlights best practices in each jurisdiction.Laura earned a M.A. degree in Urban Planning at the University of California, Los Angeles in 2009 and a B.A. degree in Urban Studies and Planning at the University of California, San Diego in 2007.
Link to download contact information: Laura Henne
Maria Majczinger joined CCRC in 1994 as a Senior Loan Processor, coordinating CCRC’s loan packaging, monitoring and tracking. In 1996, she became a Loan Administrator, responsible for CCRC’s loan closings and documentation and has closed over $235 million of affordable housing loans, fifty percent of which have closed in the past three years. In 1998 her responsibilities expanded to managing the Loan Administration Department, which coordinates all aspects of CCRC’s loan processing, loan documentation, closing, servicing, review and information/financial tracking and loan sales. Maria oversees the six staff members who support CCRC’s Loan Administration Department.Maria began her career in loan servicing in 1972 at Lincoln Savings. Since then, she gained expertise and experience in loan administration, documentation and staff management at Columbia Banking Federal Savings & Loan (upstate New York) and Coast Savings & Loan. Prior to joining CCRC, Maria was employed by Manufacturers Bank. Her duties included packaging and processing construction and permanent commercial real estate loans and acting as a liaison to Credit Administration as well as functioning as the Office Manager for a staff of twenty.
To contact Maria, please call 818 550-9800.
Renee joined the loan administration staff at CCRC in 2004 to assist with the growing portfolio, and is responsible for closing and loan documentation. She began working in affordable housing in 1994 with Wells Fargo Bank in San Francisco, where she became Vice President, Loan Administration Manager of the Los Angeles and San Francisco Community Lending offices. She also was Vice President, Loan Administration Manager at United Commercial Bank in the Construction Lending Division before joining CCRC.Her 30 year career in real estate began at California Land Title Company in the personnel department, where she later moved to the title floor and began doing Department of Real Estate processing and later moved on to be a real estate litigation and corporate legal assistant.
Born and raised in sunny Los Angeles, but always up for an adventure, Renee picked chilly Kalamazoo, MI for college where she received her Bachelor of Science degree in Psychology/Sociology from Western Michigan University.
Link to download contact information: Renee Cooks
Mary Kaiser, President
Mary Kaiser is a 30-year financial services executive, specializing in…
Mark Rasmussen, Executive Vice President
Mark Rasmussen has 25 years’ experience in commercial real estate…
Mark Niles, Senior Vice President
Mark Niles joined CCRC in 1999, and is responsible for…
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Emma Chavez, Loan Officer
Emma Chavez began her career in community development in 2000,…
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Maria A. Majczinger, Senior Vice President
Maria Majczinger joined CCRC in 1994 as a Senior Loan…
Renee Cooks, Vice President
Renee joined the loan administration staff at CCRC in 2004…
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Mary Kaiser is a financial services executive, specializing in marketing, lending and integrating the delivery of financial products and services.
She began her career in 1975 at First Interstate Bank and in 1987, joined the Bank of A. Levy, a 100 year-old bank in Ventura County as its Executive Vice President and Chief Operating Officer, overseeing Trust, Marketing, Retail Banking, Customer Service, Trade Finance, Community Reinvestment and Corporate Facilities.
Mary joined the California Community Reinvestment Corporation in 1995 as President and CEO, since increasing net worth of the company by $20 million while evolving the product lines to meet the increasing needs of membership as well as the low-income communities served. CCRC provides permanent mortgages, tax-exempt private placement bonds and acquisition/rehabilitation/permanent financing for the development of affordable rental housing, extending in excess of $1.5 billion in loan commitments. CCRC operates with over $460 million in lines of credit from member banks. Active loan sales in the secondary market are in excess of $800 million in multi-family affordable housing mortgages and bonds.
Mary currently serves on the CHC Board of Directors, The UCLA Lewis Center for Policy Studies Advisory Board and the Stabilization Trust REO Capital Fund Loan Committee. She has served as the Chair of the Federal Reserve Bank of San Francisco’s Economic Advisory Council, Secretary of the Board of Trustees of Community Reinvestment Fund, Low Income Investment Fund Board of Directors and Loan Committee, CLU Center for Economic Research and Forecasting, Ventura County Community Foundation Farmworker Housing Committee and Social Justice Fund Giving Circle and Pepperdine’s Seaver College Board of Trustees and Career Coach.
She received a bachelor’s degree in Psychology from San Diego State and an MBA from California Lutheran University.
To contact Mary, please call 818 550-9800.
Emma Chavez began her career in community development in 2000, as an intern at Hispanic Housing Development Corporation in Chicago where she assisted in the development of affordable housing projects for seniors. Previously, Emma was a loan officer with the Low Income Investment Fund where she underwrote housing, child care and charter school projects. She also served as project manager at Community of Friends performing tasks necessary to bring supportive housing projects to fruition. Ms. Chavez obtained a masters degree in Urban Planning and Public Policy from the University of Illinois at Chicago and a bachelor’s degree in Sociology from UCLA.
Link to download contact information: Emma Chavez
Mark Niles joined CCRC in 1999, and is responsible for relationship management and loan underwriting across CCRC’s line of financing products. His experience includes construction loan servicing where he marketed CCRC’s Acquisition-Rehabilitation lending program, providing construction-to-permanent financing targeted to small apartment projects located in low-tomoderate income locales. Mark also oversaw the rehabilitation of CCRC’s two preservation projects.Previous experience includes 8 years with Washington Mutual Bank as an REO asset manager, valuing, selling and/or lending on $400MM+ of commercial real estate, including hotels, commercial & retail properties, multi-family projects and land. He was responsible for the oversight of fee based property managers and managed the staff responsible for closing REO sale and loan transactions.Mark graduated with a bachelors degree in Business/Accounting from Biola University. He was involved in the formation of, and has served as a board member and treasurer of the Community Association Rescue Effort, a non-profit organization that was formed to provide financial relief to condominium homeowner associations. Through CARE’s efforts, state legislation was passed that limited the financial exposure of individual condominium owners when a homeowner association was subject to a legal award or judgment.When not executing his duties at CCRC, Mark is an avid rock climber and photographer, and has produced two rock climbing films and a documentary.
Link to download contact information: Mark Niles
Jeff Cresto joined CCRC in 2013 and is responsible for relationship management and underwriting permanent mortgages for multifamily affordable housing developments throughout California. Previously, Jeff was an Associate at Deutsche Bank and Berkeley Point Capital where his primary responsibilities focused on the underwriting and delivery of market rate multifamily real estate transactions in compliance with Fannie Mae or Freddie Mac guidelines.
Jeff graduated with a bachelor’s degree in Business Administration, with an emphasis on Finance and Real Estate, from the University of San Diego. When not working at CCRC, Jeff enjoys playing golf, surfing and spending time with his wife and daughter.
To contact Jeff, please call 818 550-9800.
Mark Rasmussen has 25 years’ experience in commercial real estate and finance, with extensive experience and diverse skills in leadership, problem solving and negotiating. Mark has also experienced outstanding results in loan workouts, disposition of REO, and re-engineering operations to support company mandated objectives.
Since joining CCRC in 1998, Mark has led the loan origination and business development group throughout California. Mark and his team are responsible for the origination of over $600,000,000 in affordable housing permanent mortgages and tax exempt bonds involving nearly 20,000 housing units.
Mark was previously with Washington Mutual Bank for 10 years, leading a staff of 30, responsible for the disposition of commercial REO, excess corporate facilities and the loan servicing of a $3 billion commercial real estate loan portfolio. Previous experience includes loan workouts, appraisal, and commercial real estate brokerage.
Mark obtained a Master’s of Science degree in Real Estate Appraisal and Investment Analysis from the University of Wisconsin-Madison along with a bachelor’s degree in Business Administration, Real Estate, Urban Land Economics, and Marketing.
To contact Mark, please call 818 550-9800.